SOLUTIONS for Financial Well-Being

Features and Benefits:
	Choice of over 1,700 mutual funds from more than 50 fund families
	Ongoing, personalized counseling from a Lincoln Investment financial representative
	Consolidated quarterly statements
	Easy 24/7 web access to account information
	Universal loan provisions for 403(b)(7) accounts

To make your retirement goals a reality, you will need an investment program that will provide a comprehensive foundation for helping you establish and grow your investment portfolio.

RetirementSOLUTIONS
RetirementSOLUTIONS ^PREMIER

RetirementSOLUTIONS

RetirementSOLUTIONS is an industry-leading investment platform designed specifically for assets in tax-deferred retirement accounts, such as 403(b) plans.

It offers a wide range of investment choices and the ongoing support you need to develop and sustain a long-term strategy. The program also provides flexible pricing options customized to your needs.

With RetirementSOLUTIONS you can choose from more than 1,700 non-proprietary mutual funds belonging to over 50 prestigious mutual fund families. It also provides a consolidated view of your assets in a single quarterly statement that simplifies recordkeeping. The easy-to-understand statement shows you exactly what you own, how you have progressed and what changes have occurred.

You can view your account at any time through our secure web site. And when you are ready to begin receiving retirement income, you will be able to set up a withdrawal strategy that makes sense for you and your lifestyle — taking all your distributions from a single, convenient source.

RetirementSOLUTIONS^PREMIER

RetirementSOLUTIONS^PREMIER is designed for investors who prefer a fee-based approach to retirement planning. With this program you will receive all the advantages of RetirementSOLUTIONS, with additional flexibility, control and choice in crafting and managing your investment portfolio.

Once your account has been established, you can easily and economically make changes at any time because there are no costs to acquire or redeem shares among the different investment options or fund groups.

Reduce Your Exposure to Risk Through Our Asset Management Services

As a SOLUTIONS client, you have the option of adding Asset Management Services to your account to help build wealth while reducing your exposure to investment risk. Our Asset Management Services offer you a choice of eight well-known asset managers who monitor the asset allocation, investment mix and rebalancing functions in your portfolio — allowing you and your financial representative to focus more time on financial planning and wealth-building strategies.