Products & Services
At Lincoln Investment, our knowledgeable financial advisors understand the importance of helping each client along every step of life’s journey. Our financial advisors are equipped to offer products and services including planning services, mutual funds, annuities, insurance, risk management and retirement plans, all of which aim to help clients build and manage wealth at each step of the journey.
Annuities & Insurance
Lincoln Investment financial advisors offer a selection of fixed, index and variable annuity investments. As a part of your retirement portfolio, these investments can provide strategies for accumulating wealth and protection against market losses, generate income and defer your earnings from current taxation. In addition to annuity strategies, your financial advisor can teach you how to protect the people and items you value most through the use of insurance, which can offer protection for your loved ones, preserve your estate/legacy, provide income in the event of a disability and assist with the cost of long-term care.
Available Annuity Companies
- Allianz Life Insurance Company of North America
- American National Insurance Company
- Annuity Investors Life Insurance Company / Great American Life Insurance Company
- Athene Annuity and Life Company
- Brighthouse Financial, Inc. (MetLife Investors USA Insurance Company)
- Columbus Life Insurance Company
- CUNA Mutual Group
- Equitable Financial Life Insurance Company (AXA)
- Global Atlantic Distributors
- Jackson National Life Insurance Company
- Lincoln Financial (Lincoln National Life)
- Midland National Life Insurance Company
- Minnesota Life / Securian Financial
- Nationwide Life Insurance Company
- Pacific Life Insurance Company
- Protective Life Insurance Company
- Prudential Annuities Life
- Security Benefit Life Insurance Company
- Transamerica Life Insurance & Annuity Company
* Other carriers may be available.
A variable annuity is an insurance contract which offers three basic features not commonly found in mutual funds: (1) annuity payout options that can provide guaranteed income for life; (2) a death benefit; and (3) tax-deferred treatment of earnings. When applicable, the tax deferred accrual feature is already provided by the tax-qualified retirement plan (e.g. 403(b), IRA, etc.). The U.S. Securities and Exchange Commission (Investor Tips: Variable Annuities) has suggested that it may be more advantageous to make the maximum allowable contribution to a tax-qualified retirement plan before investing in a variable annuity. The separate account of a variable annuity is not a mutual fund. While separate accounts may have a name similar to a mutual fund, it is not the same pool of funds and will experience different performance than the mutual fund of the same or similar name. In addition, the financial ratings of the issuing insurance company do not apply to any non-guaranteed separate accounts. The value of the separate accounts that are not guaranteed will fluctuate in response to market changes and other factors. Variable annuities are designed to be long-term investments and early withdrawal may be subject to tax penalties and charges. Please obtain a prospectus for complete information including charges and expenses. Read it carefully before you invest or send money.
Indexed Annuities are not securities. Interest payments are contractual obligations of the insurance company. Refer to policy for specifics regarding when interest is credited (usually only for funds held for of a specified term) and how interest is calculated (may be less than actual index due to expenses and exclusion of dividend earnings of the index). Past performance of the index is no guarantee of future changes in the index or of future indexed interest earnings. Please obtain a prospectus for complete information including charges and expenses. Read it carefully before you invest or send money.
In reference to general account obligations and guarantees, such as is present with fixed annuities, the ability for the insurance company to meet these obligations to policyholders are subject to sufficient capital, liquidity, cash flow and other resources of the insurance company.